--- title: "Retirement: You can have anything you want, but ..." description: Find out how to balance your retirement splurges with smart spending decisions. Our financial advisors in Greenville, SC, can help you! image: https://blog.globalviewinv.com/hubfs/retirement%20planning.jpg --- [![3_Global-View-SMALL_long_black](https://globalviewinv.com/wp-content/uploads/2025/10/3_Global-View-SMALL_long_black-scaled.png#130)](https://globalviewinv.com) ✕ - [About Us](https://globalviewinv.com/about-us/) - [Our Story](https://globalviewinv.com/about-us/) - [Our Founder](https://globalviewinv.com/about-us/) - [Meet Our Team](https://globalviewinv.com/about-us/) - [Your Fee-Only Fiduciary Partner](https://globalviewinv.com/about-us/) - [Referral Partners](https://globalviewinv.com/about-us/) - [Why Global View](https://globalviewinv.com/why-global-view/) - [Your Independent Advocate](https://globalviewinv.com/why-global-view/your-independent-advocate/) - [Real Risk Management](https://globalviewinv.com/why-global-view/real-risk-management/) - [Family-Office-Style Services](https://globalviewinv.com/why-global-view/family-office-style-services/) - [What We Do](https://globalviewinv.com/what-we-do-global-view/) - [Comprehensive Financial Planning](https://globalviewinv.com/what-we-do-global-view/comprehensive-financial-planning/) - [Setting the Path to Retirement](https://globalviewinv.com/setting-path-retirement/) - [Worry-Free Portfolio Management](https://globalviewinv.com/what-we-do-global-view/worry-free-portfolio-management/) - [Tax and Estate Planning Coordination](https://globalviewinv.com/what-we-do-global-view/tax-and-estate-planning/) - [Navigating Life After Loss](https://globalviewinv.com/navigating-life-after-loss/) - [Our Fees](https://globalviewinv.com/what-we-do-global-view/our-fees/) - [Who We Serve](https://globalviewinv.com/who-we-serve/) - [Client Experiences](https://globalviewinv.com/who-we-serve/client-experiences/) - [Contact Us](https://globalviewinv.com/contact-us/) - [Resources](https://globalviewinv.com/resources/) - [News & Insights](https://blog.globalviewinv.com/) - [eBooks](https://globalviewinv.com/ebooks/) - [Quick Guides](https://globalviewinv.com/quick-guides/) - [Videos](https://www.youtube.com/@Globalviewinv) - [Client Login](https://globalviewinv.com/client-login/) - [About Us](https://globalviewinv.com/about-us/) - [Our Story](https://globalviewinv.com/about-us/) - [Our Founder](https://globalviewinv.com/about-us/) - [Meet Our Team](https://globalviewinv.com/about-us/) - [Your Fee-Only Fiduciary Partner](https://globalviewinv.com/about-us/) - [Referral Partners](https://globalviewinv.com/about-us/) - [Why Global View](https://globalviewinv.com/why-global-view/) - [Your Independent Advocate](https://globalviewinv.com/why-global-view/your-independent-advocate/) - [Real Risk Management](https://globalviewinv.com/why-global-view/real-risk-management/) - [Family-Office-Style Services](https://globalviewinv.com/why-global-view/family-office-style-services/) - [What We Do](https://globalviewinv.com/what-we-do-global-view/) - [Comprehensive Financial Planning](https://globalviewinv.com/what-we-do-global-view/comprehensive-financial-planning/) - [Setting the Path to Retirement](https://globalviewinv.com/setting-path-retirement/) - [Worry-Free Portfolio Management](https://globalviewinv.com/what-we-do-global-view/worry-free-portfolio-management/) - [Tax and Estate Planning Coordination](https://globalviewinv.com/what-we-do-global-view/tax-and-estate-planning/) - [Navigating Life After Loss](https://globalviewinv.com/navigating-life-after-loss/) - [Our Fees](https://globalviewinv.com/what-we-do-global-view/our-fees/) [![2_Global-View-TAGLINE_stacked_white](https://globalviewinv.com/wp-content/uploads/2025/10/2_Global-View-TAGLINE_stacked_white-scaled.png#123)](https://globalviewinv.com) - [Who We Serve](https://globalviewinv.com/who-we-serve/) - [Client Experiences](https://globalviewinv.com/who-we-serve/client-experiences/) - [Contact Us](https://globalviewinv.com/contact-us/) - [Resources](https://globalviewinv.com/resources/) - [News & Insights](https://blog.globalviewinv.com/) - [eBooks](https://globalviewinv.com/ebooks/) - [Quick Guides](https://globalviewinv.com/quick-guides/) - [Videos](https://www.youtube.com/@Globalviewinv) - [Client Login](https://globalviewinv.com/client-login/) [![6_Global-View-Icon-black](https://globalviewinv.com/wp-content/uploads/2025/10/6_Global-View-Icon-black-scaled.png#68)](https://globalviewinv.com) # Retirement: You can have anything you want, but ... ![](https://globalviewinv.com/wp-content/uploads/2025/11/gold-line.jpg) # Global View Investment Blog [![](https://blog.globalviewinv.com/hubfs/retirement%20planning.jpg)](https://blog.globalviewinv.com/you-can-have-anything-you-want-but-) # Retirement: You can have anything you want, but ... [Financial Planning](https://blog.globalviewinv.com/tag/financial-planning), [Retirement Planning](https://blog.globalviewinv.com/tag/retirement-planning) Mar 27th, 2018 By: [Joe Hines](https://blog.globalviewinv.com/author/joe-hines) Splurging or overspending on any one item or in any one area is not necessarily bad. Sometimes our jaw drops when we see how people spend money in certain areas. These items could be cars, dining out, specialty foods, collectibles, travel or any other passions that one may have. We may judge them and think, how can they afford that? What is the point? Why? Are they jeopardizing their family’s financial security? Their retirement? Everyone should set limits on how much they spend. However, it is OK to spend money on fun items and things that bring us joy. I remember my college economics professor, Dr. Duncan Bailey, teaching us an important lesson on scarcity. He told his teenage daughter, **“During your life, you can have anything in this world you want. It can be a luxury car, a beach house or anything. But! But! You can’t have everything.**” This one simple story has been a major part of my personal financial life and used regularly when teaching groups and when counseling clients. This is a simple but very important lesson. We simply can’t have everything. We must choose what is important to us: Having a nice car, wearing nice clothes, a comfortable retirement, etc. Over indulgence now can lead to being destitute later, i.e. the “poor house.” As human beings, what we desire, we want now. We want instant gratification and our society teaches that we can have it now. **One person put the definition of financial planning as:** ...The continued, predetermined, allocation of *limited financial resources to unlimited, changing alternatives*. To simply put it, there is a limited amount of money and unlimited places to allocate it (spend, save, pay off debt or give). It is OK to spend more than one may believe is prudent in any one area or any one item, but we must sacrifice in other areas to do so. The key word is **sacrifice**. Setting limits and boundaries is not meant to hurt us but rather help us accomplish our goals and do things we love. We must be willing to make sacrifices to accomplish our healthy goals. **Remember: You can have anything in this world you want, but you can’t have everything!**   **[![New Call-to-action](https://no-cache.hubspot.com/cta/default/4350261/3799a01a-2672-441a-b509-47937e444545.png)](https://cta-redirect.hubspot.com/cta/redirect/4350261/3799a01a-2672-441a-b509-47937e444545)** ![Joe Hines](https://blog.globalviewinv.com/hubfs/Joey%20Global%20View.jpg) ### Written by [Joe Hines](https://blog.globalviewinv.com/author/joe-hines) Joey's primary focus is working with clients in the goals setting and financial planning process. He has extensive experience is in helping clients facilitate the decision making process, leading them through the implementation of their financial plan and contributing to their peace of mind. This includes helping clients gain an understanding of estate planning, charitable giving, and helping them implement these plans by working closely with estate planning attorneys. [LinkedIn](https://www.linkedin.com/in/santuc/) [Read other posts](https://blog.globalviewinv.com/author/joe-hines) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ### **Are you on track for the future you want?** Schedule a free, no-strings-attached portfolio review today. 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